Atome ID - Buy Now Pay Later APK

Atome, the leading Buy Now, Pay Later platform in Southeast Asia, is transforming shopping experiences for Indonesians with innovative PayLater options. Alongside our widely used 3-easy-payment, 0%-interest service offered at partner merchants, customers can now enjoy installment payments for online purchases over a span of 12 months using Atome VA PayLater.

Customers benefit from a spending limit of up to Rp20,000,000, ensuring a smooth online shopping experience on platforms like Shopee, Tokopedia, Agoda, Shop Tokopedia, and beyond.

Shop Now, Pay Later - Experience the Atome Advantage

1. Atome VA PayLater

• Take advantage of 0% interest on your online purchases for up to 40 days, provided you pay your bill in full before the due date.

• This option can be utilized across various online shopping platforms, including Shopee, Tokopedia, Agoda, Shop Tokopedia, Lazada, Blibli, Traveloka, Zalora, Ticket.com, and MAP Club using your Atome limit of up to Rp20,000,000.

• In addition to the 12-month plans, installment options for 3, 6, and 9 months are also available, with no hidden fees or administrative charges.

• To get started, simply download the latest version of the Atome app and take a few minutes to apply in-app.

2. Buy Now Pay Later

• Easily split your purchase into three interest-free payments, or opt for extended payment plans for a small fee at our partner brands such as Farmers Market, Tokopedia, Gojek, and others.

• Payments will be automatically deducted from your chosen credit or debit card, ensuring you never miss a deadline.

3. Bill Management Made Easy

• The Atome app simplifies tracking, ensuring you're always aware of your credit bills, Atome VAPayLater transactions, and payment history.

• You’ll receive notifications when payments are due and when your cycle is complete, helping you stay organized.

Maximize your shopping convenience and enjoy installment payments by downloading the Atome app today!

How to Use Atome VA PayLater

1. Browse and select your items on supported online platforms.

2. At checkout, choose Bank Transfer and select your bank (via virtual account).

3. Confirm your order by tapping Place Order and copying the provided Virtual Account (VA) number.

4. Select VA PayLater, choose your merchant platform and bank, then paste the previously copied VA number.

5. Ensure that the payment amount and bank details match your transaction.

6. Once your payment is processed successfully, you will receive notifications from both the Atome app and the merchant platform.

How to Use Atome Buy Now Pay Later

1. For online shopping, select Atome as your payment method. For in-store purchases, scan the QR code at the cashier.

2. Choose from three interest-free payments or select a longer repayment period for a small service fee, clearly shown in the app during transactions.

3. Pay the first installment at checkout; the remaining payments will be charged automatically each month.

CONTACT US

Atome is committed to providing you with an exceptional shopping experience through our flexible payment solutions. If you have any questions, feel free to reach out at support@atome.id. We’d also love your feedback, so please leave a rating and review on the app store and follow us on social media:

• Official Website

• Help Center: support@atome.id or 021-50251717

• Instagram

• Whatsapp

This service is provided by PT Atome Finance Indonesia, which is licensed and overseen by Otoritas Jasa Keuangan.

FAQ

Q: How does Atome VA PayLater work?

A: Atome VA PayLater allows you to make installment payments for your online purchases over a period of up to 12 months. You benefit from a spending limit of up to Rp20,000,000 and can enjoy 0% interest if you pay your bill in full before the due date. The service is available across multiple online platforms like Shopee, Tokopedia, and Agoda.

Q: Where can I use Atome's services?

A: You can use Atome's payment options at various online platforms like Shopee, Tokopedia, Agoda, Lazada, Blibli, Zalora, and more. Please check our app for a full list of partner merchants.

Q: Are there any hidden fees?

A: No, there are no hidden fees. All fees are clearly displayed in the app during transactions, ensuring transparency.

Version History

v2.114.0——20 May 2025

Enjoy interest-free, flexible installments for in-store and online shopping Download the latest version of Atome ID - Buy Now Pay Later to enjoy new features and updates immediately!

*2.114.0

-Fixed some bugs and improved product performance.

-Enjoy! Time to own it!

*2.113.0

-Fixed some bugs and improved product performance.

-Enjoy! Time to own it!

*2.112.0

- New style. New look. New home.

- Introducing our freshest Atome homepage yet. Get to experience all the features you love and more, now easier than before.