Atome MY APK

Shop with Atome MY for 0% interest and flexible payments. Enjoy shopping and BNPL Buy Now, Pay Later!

Atome MY is one of Southeast Asia's leading digital consumer financing platforms. Short for "Available to Me", Atome MY offers shoppers flexible payment solutions at popular online and offline retailers across various categories including fashion, beauty, lifestyle, travel, fitness, homeware, convenience, and more. Atome MY provides flexibility in how shoppers choose to shop and pay.

Download the Atome MY today to enjoy an RM15 voucher on your first purchase.

How Atome MY works

1. Pay with Atome

If you’re shopping online, select Atome MY during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.

2. Choose from flexible payment options

Atome allows you to pay flexibly. Choose from 3 interest-free payments, or opt for more time with a small processing fee. All fees are clearly displayed in the app when you transact. You'll pay the first payment at the point of purchase, and subsequent payments monthly.

3. Earn rewards

Earn 1 Atome+ point for every RM 1 spent. Collect Atome+ points to offset transactions or redeem from a wide selection of rewards in the Atome app.

4. Keep track of your bills

The Atome MY does all the work for you so you’ll never miss a payment again. Easily check your payment schedule under “Bills” on the app. You’ll also be informed whenever payments are due and when your payment cycle is complete.

More about Atome MY

1. Buy now, pay later

Split your purchase into 3 or more payments. Some things in life shouldn't have to wait. With Atome, you can get a head start. Split your purchase into 3 interest-free payments or opt for more time with a small fee at our brand partners.

2. Fuss-free payments

You’ll take only 72 seconds to register for an Atome account and complete your first transaction. Payments are automatically deducted from your preferred credit card or debit card — so you’ll never have to worry about missing a payment.

3. Shop online and in-stores

Use Atome to pay later at all your favourite brands including Sephora, SHEIN, ZALORA, ZARA, Coach, 6IXTY8IGHT, Dyson, Samsung, Mark & Spencer, YSL Beauty, Brands Outlet, Lancome, Armani Beauty, ALDO, Nike, OSIM, Swee Lee, and Agoda. Atome is accepted at a wide range of offline and online shopping categories including women’s and men’s fashion, beauty, home, baby & kids, electronics, sports, outdoors, travel and lifestyle.

4. Vouchers and discounts

Download Atome MY to get first dibs on special discounts, cashback, exclusive deals, recommended stores and other promotion notifications. 

5. Atome-exclusive welcome voucher on your first purchase

Best deals and exclusive discounts at our partner retailers for new and existing users

Personalised recommendations so you can get your favourite items at great prices

Promotion notifications so you never miss out on the best deals