Sprive - Mortgage Free, Faster APK

Sprive - Mortgage Free, Faster

Your Fast Track to Mortgage Freedom

• Pay off your mortgage sooner and save thousands in interest — without changing your lifestyle.

• Sprive is the free, easy-to-use app designed to help homeowners cut years off their mortgage term.

Why Choose Sprive?

• Reduce your mortgage faster – Make small, regular overpayments that add up to big savings.

• Save on interest – Every pound overpaid lowers your balance and shortens your term.

• Effortless setup – Get started in minutes, at no cost.

How Sprive Helps You Win

• Cashback on everyday shopping – Earn up to 15% at leading UK brands including Amazon, M&S, Tesco, ASDA, Waitrose, Deliveroo, IKEA and more. Rewards are credited to your account within 15 minutes.

• Automatic saving – Set limits, and Sprive sets aside spare cash for mortgage overpayments.

• One-tap payments – Send overpayments directly to your lender instantly.

• Smart tracking tools – See your projected savings in years and interest.

• Remortgage insights – Monitor your equity and improve your chances of securing better deals.

Getting Started is Simple

1. Download the Sprive app.

2. Create an account and connect your bank.

3. Let Sprive identify your mortgage details.

4. Set your monthly saving preferences.

5. Earn cashback by purchasing shopping cards for your usual spending.

6. Send overpayments to your lender in one tap.

7. Track your journey to becoming mortgage-free.

Trusted & Secure

• FCA registered (FRN: 919863)

• AES encryption and 256-bit TLS protection

• No hidden fees — Sprive only earns if we help you remortgage to a better deal

Supported by Leading Lenders & Brands

• Works with major UK mortgage providers including Nationwide, Barclays, HSBC, NatWest, Santander, and more.

• Shop at hundreds of popular retailers like ASDA, Sainsbury’s, Amazon, Costa Coffee, John Lewis, Primark, Boots, and many others to earn rewards.

Real Savings Example

• With an average £92 monthly overpayment on a £250,000 mortgage at 5% interest over 30 years, you could save thousands in interest and cut years off your term.

Make your mortgage work for you.

• Download Sprive today and start your journey to financial freedom.

FAQ

Q: How do I sign up for Sprive and connect my mortgage details?

A: Getting started with Sprive only takes a few minutes. After downloading the app, you’ll create an account using your email address and a secure password. Once you’re in, Sprive uses secure open banking connections to identify your mortgage provider, balance, interest rate and term. You simply verify your mortgage details, and Sprive automatically imports the information needed to start tracking and overpaying.

Q: In what way does Sprive calculate and schedule overpayments?

A: Sprive gives you the flexibility to choose how much you’d like to overpay each month. You set a regular target—say £50 or £100—and the app automatically transfers spare cash from your linked bank account into your savings pot. When you’re ready, a single tap sends your collected overpayments directly to your lender, instantly reducing your balance and recalculating your remaining term.

Q: Are there any fees or hidden charges for using Sprive?

A: No, Sprive does not charge any subscription or usage fees for helping you make overpayments and track your mortgage. The app is completely free to download and to use. Sprive only earns revenue when it assists you in refinancing or remortgaging to a better deal, so you have full transparency and no surprise charges.

Version History

v22.1.0——26 Jan 2026

Pay off your mortgage faster, save thousands in interest & earn cashback with Sprive. Free app for UK homeowners. Download the latest version of Sprive - Mortgage Free, Faster to enjoy new features and updates immediately!

*22.1.0

Faster sign-ins

Access Sprive in secs with your fingerprint, face ID, or PIN.

New dashboard

Set your shopping rewards goal and track your progress towards mortgage freedom.

Edit your favourite brands for faster shops.

Goals help you get more from the app.

Records show how you’re doing compared to your best month.

The footer shows the time and money you’re saving on your mortgage.

Boosts

Earn a boost to get increased shopping rewards for 7 days.

Referrals

Invite friends to earn £5 + a Boost.

*19.8

Thank you for using Sprive!

We’ve pushed some bug fixes and performance improvements.

Please update your app to ensure you have the best experience with Sprive!