Transform your financial future with Ava – a straightforward and effective solution for building a positive credit history that can enhance your credit score. You could see improvements in as little as two weeks, with 90%* of the factors influencing your credit score benefiting from our method. Achieving a prime score (700+) may finally be within your reach.
So, why choose Ava?
Rapid Results:
74%** of our members experienced a boost in their credit score within the first two weeks of joining. Keep up with those on-time payments, and you could see a 40+** point increase in just three months!
Simple Setup:
You can get started in under five minutes – quicker than brewing your morning coffee!
Clear Pricing:
With plans starting at just $6/month for the annual option, Ava provides an easy and budget-friendly path to improving your credit history.
With Ava, you can look forward to:
- No hidden charges
- 0% interest
- Instant account activation with no credit check
- No deposit or collateral needed.
Our straightforward pricing includes:
CREDIT BUILDER CARD:
With Ava’s Credit Builder Card, you can manage over 60 online subscriptions and bills, such as Netflix and Verizon, while effectively reducing your credit utilization. There’s no credit check needed, and you’re guaranteed approval as long as you link a valid bank account and pass identity verification.
We help you maintain a low utilization rate with a spending limit designed to enhance your credit score. When you make timely payments, we report your positive activity to all three credit bureaus within 48 hours.
SECURED CREDIT BUILDING ACCOUNT:
The Ava Save & Build secured loan is a dual-purpose tool that helps you save money while boosting your credit history. By adding an extra credit line to your report, you can increase the number of on-time payments. Start saving with just $25 a month, and after 12 to 24 months of consistent payments, you’ll receive all the money you saved back—without any interest or extra fees. You keep every dollar you contribute to the secured loan!
MONTHLY FREE CREDIT REPORT:
Keep track of your credit score effortlessly with complimentary credit reports available in the app. Gain valuable insights and recommendations that simplify understanding key credit factors, such as utilization rates and the percentage of on-time payments.
DEDICATED CUSTOMER SUPPORT:
Need help or have questions? Our dedicated support team is ready to assist you. Reach out to us at support@meetava.com.
COMMITTED CUSTOMER SUPPORT:
Need help or have questions? Our committed support team is ready to assist you. Reach out to us at support@meetava.com.
Ava simplifies the process of building credit. What you see is what you get—no hidden charges, no interest, and a commitment to support you. We succeed only when you do. Achieving a better credit score, gaining peace of mind, and saving thousands are just a few taps away.
Ava is not a bank; it’s a tech company that collaborates with Evolve Bank & Trust, a member of FDIC, to offer the Secured Loan Account. The Ava Credit Builder Mastercard® is issued by Patriot Bank, N.A., also a member of FDIC, under a license from Mastercard International Incorporated.
* With Ava's Credit Builder Card and Save & Build Account, you introduce two new tradelines to your credit report, enhancing your credit mix (10%) and credit history (15%). Timely payments contribute to building your payment history (35%). The credit limit on the Credit Builder Card positively impacts your credit utilization (30%).
** The data covers the period from January 1, 2023, to December 31, 2023, reflecting the average outcomes for members who activated the Ava Card and had their information reported to the bureaus within 7 days, without canceling their membership within the first week. A credit score increase is not guaranteed.
FAQ
Q: What is Ava, and how does it help improve my credit score?
A: Ava is a solution designed to help you build a positive credit history, which can enhance your credit score. By using Ava’s services, like the Credit Builder Card and Secured Credit Building Account, you can report your on-time payments to all three credit bureaus. This, in turn, can lead to improvements in your credit score as early as two weeks after you start.
Q: How quickly can I expect to see results with Ava?
A: Many users experience a boost in their credit scores within the first two weeks of using Ava, with 74% reporting an increase during this period. Additionally, consistent on-time payments can lead to increases of 40+ points within three months.
Q: How long does it take to set up an Ava account?
A: You can set up your Ava account in under five minutes, making it a quick and hassle-free process.
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What's New in the Latest Version 5.0.84
Last updated on Nov 23, 2024
Ava - Build Credit History. Fast. Download the latest version of Ava Finance 5.0.84 to enjoy new features and updates immediately!
Minor bug fixes and improvements. Install or update to the newest version to check it out!
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