Umoney - Your Money Buddy APK

Umoney - Your Money Buddy

Your Trusted Financial Companion for Laos

• Umoney proudly positions itself as "Your Money Buddy," a comprehensive mobile banking service meticulously designed for the people of Laos.

• It facilitates secure and convenient financial transactions directly from your smartphone.

• The platform’s offerings include Umoney EU, an advanced financial service provided by Star FinTech Sole Co., Ltd.

• As a dedicated sub-company of Star Telecom (Unitel), Star FinTech leverages Unitel's expansive and robust nationwide mobile network.

• This strategic integration allows Umoney to deliver unparalleled financial accessibility, ensuring customers can manage their money quickly, securely, and reliably, anytime and anywhere across Laos.

Empowering Connectivity and Seamless Transactions

• Through the Umoney application, users gain a powerful suite of financial capabilities designed to simplify their daily lives.

• The service allows customers to:

+ Recharge: Effortlessly top up accounts for both prepaid and postpaid mobile subscribers.

+ Send & Receive Money: Facilitate secure and rapid money transfers throughout Laos, connecting individuals and businesses across the nation.

Key Application Features for Everyday Use

The Umoney application boasts an intuitive design, packed with practical features categorized for ease of use and maximum utility:

1. Convenient Payments for Unitel's Services:

• Mobile: Enjoy an immediate 5% discount on all mobile service payments (e.g., top-ups, bill payments).

• PSTN: Settle Public Switched Telephone Network bills conveniently.

• Internet & Data: Benefit from a valuable 2% discount on essential internet services including ADSL, FTTH (Fiber to the Home), and Lease-line connections.

2. Essential Financial & Customer Services:

• Cash-in: Easily deposit funds into your Umoney account via a network of authorized agents.

• Cash-out: Conveniently withdraw physical money when needed through the agent network.

• Transfer Money: Securely send funds to other Umoney users or linked bank accounts.

• Register: A straightforward process to activate your Umoney account and unlock its full potential.

3. Account Management and Personal Utilities:

• Show Balance: Instantly access and view your current account balance.

• Change PIN: Enhance your account security by easily updating your Personal Identification Number whenever necessary.

• Change Languages: Personalize your user experience by switching between Lao and English interfaces.

• Find Umoney Agents: Effortlessly locate nearby authorized Umoney agents for cash services or assistance.

For comprehensive service details and any further inquiries, please visit Umoney’s official website: https://unitel.com.la/u-money.

FAQ

Q: Who is the company behind Umoney and can I trust them with my money?

A: You can certainly feel confident using this service because Umoney is operated by Star FinTech Sole Co., Ltd., which is a specialized subsidiary of Star Telecom, more commonly known as Unitel. Because it leverages Unitel’s massive and dependable nationwide mobile network, you are supported by one of the most established telecommunications infrastructures in the country. This partnership ensures that your transactions are not only fast but also backed by a highly reputable organization.

Q: I am interested in joining, so how do I go about registering for an account?

A: Getting started is a very straightforward process that you can handle right from your phone. You simply need to download the Umoney application and use the registration feature to activate your account. This simple setup unlocks the full potential of the platform, allowing you to start making transactions and managing your funds immediately.

Q: Does Umoney work in rural areas or is it only available in the major cities?

A: One of the greatest strengths of Umoney is its incredible reach throughout all of Laos. Because the service is integrated with Unitel’s expansive mobile network, it offers unparalleled financial accessibility even in remote areas. Whether you are in a bustling city or a quiet village, you can rely on the app to manage your money quickly and securely anytime you need it.

Version History

v5.0.36——23 Mar 2026

Umoney EU is the new financial service of Star FinTech Sole Co., Ltd. Download the latest version of Umoney - Your Money Buddy to enjoy new features and updates immediately!

*5.0.36

Minor bug fixes and improvements. Install or update to the newest version to check it out!

*5.0.35

Minor bug fixes and improvements. Install or update to the newest version to check it out!

*5.0.27

Minor bug fixes and improvements. Install or update to the newest version to check it out!