Smartcash PSB
Your All-in-One Digital Payment Solution
• The Smartcash PSB mobile application is designed to simplify your financial life by providing a secure, convenient, and fast way to carry out everyday transactions from your smartphone.
• Whether you need to send money, pay bills, or manage multiple accounts, Smartcash PSB puts the power of banking at your fingertips.
Fast and Easy Money Transfers
• Instantly send money to any mobile number across supported networks.
• Transfer funds directly to bank accounts nationwide without delays.
• Enjoy real-time confirmation of transactions for peace of mind.
• Eliminate the need for physical visits to a bank branch.
Airtime and Data Recharge
• Buy airtime or mobile data for yourself or loved ones in seconds.
• Support for multiple mobile networks for flexibility.
• Schedule recharges or keep them as favorites for quick access.
Convenient Bill Payments
• Pay your electricity, water, and cable TV subscriptions from home.
• Settle solar energy, transport service, and postpaid phone bills without queues.
• Access a wide range of service providers through one secure platform.
Scan & Pay at Merchants
• Make payments by scanning QR codes at participating outlets.
• Experience contactless and secure payment transactions.
• No need to carry cash for everyday purchases.
Manage Multiple Accounts in One App
• Link and control different accounts under a single login.
• Monitor balances, transactions, and payment histories in one place.
Secure and Personalized Experience
• Sign in confidently with secure authentication methods.
• Save regular payment recipients or billers as favorites for faster checkout.
• Protect your information with advanced encryption technology.
With Smartcash PSB, you enjoy the freedom to manage your finances anytime, anywhere—securely, efficiently, and with complete control.
FAQ
Q: Do I need a bank account to use Smartcash PSB?
A: No, you don’t necessarily need a traditional bank account. You can sign up with your mobile number to start using the app. However, if you have existing bank accounts, you can link them to Smartcash PSB for easier fund transfers and account management.
Q: Can I send money to people who are not Smartcash PSB users?
A: Yes, you can send money to any mobile number on supported networks or directly to any bank account nationwide. The recipient does not have to be an existing Smartcash PSB user to receive the funds.
Q: How fast are the money transfers through Smartcash PSB?
A: Money transfers are processed instantly, whether you are sending funds to a mobile number or a bank account. You’ll also receive real-time confirmation so you know your transaction has been completed successfully.
Version History
v2.3.5——12 Nov 2025
Manage bills, send money, recharge airtime & more with Smartcash PSB. Download the latest version of Smartcash PSB to enjoy new features and updates immediately!
*2.3.5
--Ready to use app?
Get yourself onboarded in just step
--Bug Fixes
*2.3.4
--Ready to use app?
Get yourself onboarded in just step
--Bug Fixes
*2.2.0
--Introducing Smart saver
--Pay Bill on time--introducing Bill Reminder
Ratings and reviews
There are no reviews yet. Be the first one to write one.