Branch: A Better Payday APK

Welcome to a Better Payday

Enjoy fast, flexible payout options for your earnings—whether wages, tips, mileage reimbursements, direct deposits, or more.

When your employer offers Branch, you get a free digital bank account and debit card that stays with you for life, plus free financial wellness tools at your fingertips. Signing up takes just 90 seconds.

Manage Your Money with Branch

With your Branch account and debit card, you can save, spend, or send money however you prefer.

1. Save

• Store funds securely in your Branch digital wallet.

• Use the Savings Goal feature to set aside money for specific financial targets.

2. Send

• Transfer money to external bank accounts or peers by linking popular P2P payment apps.

3. Spend

• Shop in-store or online, pay for everyday expenses like gas and groceries, and withdraw cash for free at over 55,000 ATMs nationwide with your Branch Card.

Key Benefits of Branch

1. Fast, Flexible Access to Earnings

• Receive payments instantly when your employer issues them—no waiting for bank delays or paper checks.

2. Create Your Own Payday

• If your employer supports earned wage access, you can advance up to 50% of your earnings before payday to cover unexpected costs.

3. Fee-Free Banking

• Avoid overdraft fees, in-network ATM charges, and hidden bank costs.

4. Financial Wellness Tools

• Track spending insights, earn cash back on purchases, and set personalized savings goals.

5. Pay Bills Easily

• Use your Branch Card or digital wallet to handle recurring bills, subscriptions, and automatic payments.

6. Seamless Money Transfers

• Move funds quickly between external bank accounts when needed.

7. Contactless Payments

• Pay securely on the go with Apple Pay or Google Pay.

Get Started Today

• Sign up in under 90 seconds and begin accessing your earnings immediately.

• Need assistance? Our dedicated customer support team (real people, no bots!) is available via phone or in-app chat.

Banking & Compliance Details

• Banking services provided by Evolve Bank & Trust, Member FDIC.

• The Branch Mastercard Debit Card is issued by Evolve Bank & Trust under a license from Mastercard and is accepted wherever Mastercard debit cards are used.

Additional Financial Products

• Branch users can access Greenhouse, a digital marketplace powered by MoneyLion Technologies, Inc. Greenhouse allows you to explore financial products such as personal loans with terms ranging from 12 to 84 months and APRs between 5.99% and 35.99%.

Example Loan Terms:

• A $10,000 loan over 60 months at 16.21% APR requires a monthly payment of $244.30 ($135.09 principal + $109.21 interest).

• Assuming timely payments, the total repayment would be $14,657.87.

*Loan approval depends on lender criteria, and additional fees (e.g., origination or late fees) may apply. Rates and offers vary by applicant—not everyone qualifies for the lowest rates or maximum amounts. Review lender terms for full details.

FAQ

Q: How do I sign up for Branch?

A: Signing up takes just 90 seconds! Download the Branch app, follow the prompts, and link your employer (if required).

Q: Is Branch a real bank account?

A: Yes! Branch accounts are provided by Evolve Bank & Trust, Member FDIC, meaning your deposits are insured up to $250,000.

Q: Can I get paid early with Branch?

A: Yes! If your employer supports Earned Wage Access (EWA), you can withdraw up to 50% of your earned pay before payday.

Version History

v2025.7.3——23 Jul 2025

Download the latest version of Branch: A Better Payday to enjoy new features and updates immediately!

*2025.7.3

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.

Here’s the latest round of updates we’re excited to share with you:

• Bug fixes and performance improvements.

Thanks for using Branch!

*2025.7.2

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.

Here’s the latest round of updates we’re excited to share with you:

• Bug fixes and performance improvements.

Thanks for using Branch!

*2025.7.1

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.

Here’s the latest round of updates we’re excited to share with you:

• Bug fixes and performance improvements.

Thanks for using Branch!