NayaPay APK

NayaPay

Your Money, Finally Tamed

• Join over 3,000,000 people who have stopped stressing about their finances.

• NayaPay is the all-in-one app that handles your daily spending, big dreams, and everything in between.

• If it involves money, we have already figured it out for you.

Zero Friction, Zero Fees

• Stop paying just to access your own cash.

• Getting started takes minutes with your CNIC, and we do not believe in hidden charges, annual maintenance fees, or surprise SMS costs.

• It is straightforward, transparent, and completely free to open an account.

Your Global Passport

• Your phone is your new wallet.

• Get an instant virtual Visa card for online shopping, or order our Electric Orange physical debit card for your real-world adventures.

• Travel abroad? Use our Alipay+ integration to scan and pay at millions of merchants across 50+ countries.

Total Financial Sovereignty

• You are the boss of your balance.

• Through the app, you can freeze your card, set rigorous spending limits, or toggle international and contactless payments with a single tap.

• If you change your mind, just flip the switch back.

The End of Bureaucratic Headaches

• Transfers: Send money instantly to any bank using your mobile number or Raast ID.

• Bills: Manage utility payments, receive due-date reminders, and banish late fees forever.

• Global Reach: Receive freelance payments or remittances from platforms like Western Union, Wise, and Payoneer directly into your account using your NayaPay IBAN.

• Top-ups: From mobile data bundles to traffic challan payments, handle your recurring obligations in seconds without waiting in line.

• Travel: Book Fly Jinnah tickets or top up your M-Tag for effortless road trips.

Built Like a Vault

• We take security as seriously as you take your paycheck.

• With PCI DSS and ISO 27001 certifications, plus mandatory biometrics or MPIN checks for every transaction, your money stays exactly where it belongs: with you.

We Are Always Here

• Fintech should not be a mystery.

• If you get stuck, our support team is available 24/7 via in-app chat, email, or a quick phone call.

Download NayaPay today

• See how easy money management is supposed to be.

• Join the movement that Forbes and TechCrunch are talking about.

FAQ

Q: Is there a charge for opening or maintaining a NayaPay account?

A: Opening a NayaPay account is completely free and straightforward. We believe in transparency, which means there are no hidden charges, no annual maintenance fees, and no surprise costs for things like SMS notifications.

Q: How long does the sign-up process take?

A: Getting started is quick and easy. You can set up your account in just a few minutes by using your CNIC, and once your information is verified, you are ready to start managing your money.

Q: Can I use NayaPay for online shopping?

A: Absolutely. As soon as you open your account, you get an instant virtual Visa card that you can use for secure online shopping. If you prefer a tangible experience, you can also order our Electric Orange physical debit card for your real-world purchases.

Version History

v3.5.5——9 Jul 2026

Manage your finances effortlessly with NayaPay. Send money, pay bills, and shop globally with zero fees and an instant Visa card. Download the latest version of NayaPay to enjoy new features and updates immediately!

*3.5.5

Bad news for the bugs, we kicked them out. Good news for you, sending a Gift Envelope is now as smooth as it was meant to be. Go on, surprise a friend!

*3.5.2

Nothing flashy. Just your app becoming a better person.

*3.5.1

You ever walked by a frame on the wall that was slightly crooked? That’s how we felt about a few things here. Consider them… adjusted.